Identity Theft: Most Popular Articles
Identity thieves still frequently use ATM skimmers to take advantage of unwary consumers. Know what to look for when you are using your credit card or debit card to protect yourself from identity theft.
Many cases of identity theft start with a lost wallet or purse. Taking the right actions (and taking them quickly) can help protect you from that. Find out what you can do now.
When we hear about identity theft, most of us think about credit cards and bank accounts. But there are several areas identity theft can strike, not just our wallet. Find out about the various forms of identity theft, and what you can do to reduce your risks.
IRS Form 5071C can be one way you find out you're a victim of social security identity theft.
How identity theft happens may include a combination of low and high tech methods, from simple phone scams to data breach.
Biometrics have been presented as the answer to identity theft, but the technology brings with it certain privacy issues that have many up-in-arms.
Reporting identity theft to the police is the first step in recovering if you are a victim. There are some specific issues you want to be aware of when you are trying to get an identity theft police report, though.
The majority of identity theft takes place in the real world, away from the Internet. But the Internet is still a commonly used tool in identity theft, and Internet shopping is one area in which you are at risk. Learn online shopping safety tips to help protect your identity and your credit.
Knowing the difference between your ATM card and credit card can save you a lot of headaches if you become a victim of identity theft. Although there are no guarantees, a few precautions can go a long way to help you protect your money from
Identity theft starts in many different places. Some of those places are completely obvious, like your mail box and online, but there are other identity theft risks that you might not be so familiar with. Learn more about little known identity theft risks in this article.
If someone uses a stolen social security number to work in the US illegally, guess who gets the tax bill? Even though you've told the Social Security Administration about the problem. The largest group of offenders are
Knowing what information an identity thief is after can help you protect yourself from identity theft.
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Phishers use any means necessary to get you to respond, and that includes marking email messages Urgent. Page 3.
Although it's not possible to completely prevent identity theft, there are a a few simple things you can do to make yourself far less likely to become a victim.
We usually trust family and friends to look out for us, but what can we expect if it is someone close to us who commits identity theft?
Postal mail is one of the most used methods of identity theft. Learn what mail puts you at risk, and then reduce the risk by shredding it.
If you’re considering an identity theft protection program like many consumers today, it’s probably more important to know what it won’t do, than what it will.
Corporate identity theft is a very real concern, whether you are a mega corporation, a mom-and-pop shop, or just run a home-based business.
When an identity thief gets your debit card of finds a way into your bank account, you will be fighting with the bank to get your hard-earned money back. The Electronic Funds Transfer Act is the law your bank will most follow as you try to get your cash back.
Seniors make attractive identity theft targets because they have life-long credit worthiness, retirements funds, and can be too trusting. If you're a senior, learn how to protect your identity before someone steals your life's work. Page 2.
It's scary when identity theft happens. Your first instinct is to panic. But you shouldn't. Instead, begin immediately to put your identity back together following these steps.
Credit card fraud and identity theft are not the same crimes. But you still need to protect yourself from credit card fraud. Learn how in this article.
Identity theft usually hits victims where it hurts most: in the wallet. If you've been victimized by identity theft, you want to clean the mess up quickly. This article walks you through the basics of fixing your credit report after identity theft.
Although it's nearly impossible to stop, there are things you can do to help protect yourself from identity theft. Here are some recommendations by experts in identity theft.
Most people are a little intimidated by lawyers, but when you look to protecting yourself and your family from identity theft, having access to legal help can be a critical part of fixing your problems.
While wireless internet (WiFi) gives you the ability to take your internet virtually anywhere, an open network allows anyone to get an IP address under your account.
The definition of identity theft seems to vary depending on who you ask. Some sources think it only has to do with money, while others have a broader definition. So, what is identity theft?
Identity theft happens to even those who protect their identities closely. But when it happens, you want to report it as quickly as possible to limit your liability. Use these steps to quickly report suspected identity theft.
The most commonly used means of identity theft in the real world is mail theft and redirection. This article explains the crime and provides tips for protecting your mail and your identity.
Cloud computing, or “the Cloud”, is now being marketed to companies as an inexpensive online data storage solution. But with data breaches in the news on a daily bases, data security is a big concern when it comes to those companies putting your personal information somewhere they have no control over.
When you’re down on your luck, getting something to eat may have a bigger pricetag than you expect…
Internet sites like FreeCreditReport.com say they will let you look at your personal credit report free, but may only show you one credit report. If you want to get your credit report free from all three credit reporting agencies, the best site is AnnualCreditReport.com, the governments gateway to watching your credit reports.
Identity theft can have deep and long-term effects on your life, but when someone digs into your wallet for your bank or credit card, it can send you in a tailspin.
We use the internet for everything - online shopping, email, even managing our bank account - and we use passwords for everything. One key to protecting yourself form identity theft is to have good passwords. Here's some tips to help make killer passwords that will stop identity thieves in their tracks.
The history of identity theft goes back quite some time, there is even an account of it in the Bible. But the more recent history of identity theft can be very telling about where we are heading.
The Fair Credit Reporting Act (FCRA) gives identity theft victims specific rights when it comes to recovering from identity theft - rights that most businesses still try to take from the victim.
A credit freeze, or credit report freeze, locks down a consumer's credit report so no new credit accounts can be activated without the proper authorization from the consumer.
Prepaid (or reloadable) debit cards are a clever way to protect your money, and shop online securely, if you use them properly.
Social media like Facebook and Twitter are just a couple of places you must think about when looking at your cell phone security. But cell phone safety doesn’t end with social networking…
Identity theft protection programs have been the fastest growing insurance in North America for six years now. The key to knowing if a program is right for you is asking the right questions, and understanding the various components of identity theft protection.
College students are at high risk for identity theft. To protect themselves, they need to understand what identity theft is, where they are at risk, and what steps to take if they suspect identity theft. All of that information is included in this article.
FACTA or the FACT Act, is a primary Federal law related to identity theft and data security. It gives consumers specific rights, and provides businesses with guidelines about how to protect your personal information.
Synthetic identity fraud occurs when an identity thief alters your personal information for the purpose of using it to gain access to information or money based on your credit history.
Most business owners understand there are risks involved with hiring a new employee. The new landscape created by identity theft and the potential of data breach can be a minefield if proper steps are not taken early on.
Spyware is one of the most prevalent methods that identity thieves use to collect the information needed to steal your identity. Learn how to recognize and protect your computer from spyware threats.
Phishing is already a mainstay in identity theft attacks, but now a new method of attack is emerging. Spear phishing targets individuals and can be far more costly than its predecessor. Learn what spear phishing is and how to protect yourself.
Tax time is a stressful time for most people. But identity theft can take stress to a new level. Tax time scams are common and growing in popularity. Learn how to spot a tax scam, and protect yourself from identity theft at tax time.
License plate readers can sometimes help police catch the bad guys, but privacy advocates worry that police profiling is violating privacy.
Your credit report is center of your financial world. It's also the main target for identity theft. Learn how to monitor your credit report and keep your identity safe from identity theft.
There are more phishing schemes and scams floating around than even an identity theft expert can know about. But they're all pretty much the same in this: they target your personal information, and they'll get it however they can.
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A stolen wallet or purse can mean more than just losing your cash and credit cards. It can also mean that your identity is at risk. Learn how to protect belongings and prevent identity theft
The risk of identity theft presents itself at every turn. Learn what some of the most common identity theft scams are, and how to prevent them.
Social security identity theft, employment fraud, tax fraud, social security number
This basic explanation of identity theft details why criminals steal identities, who those thieves are, and how the crime is committed. Readers are reminded to remain constantly vigilant about protecting their identities.
Cell phones, especially smartphones, have become an indispensable part of our lives. We can access anything from Facebook to our bank account at the touch of the screen. In fact, it seems these days that the last thing we really do with our smartphone is make phone calls.
Insurance identity theft can create issues in healthcare and finances. For many victims, the problem only starts there - the real impact is in future insurability.
Web page spoofing is just one type of deception that hackers use to trick people into providing personal information that can be used for the purposes of identity theft.
Your cell phone, iPod, and GPS system might be putting you at risk for identity theft. These gadgets can be used by identity thieves to gain access to your personal information. Learn how to protect your identity by securing your personal gadgets.
URL shortening services have quickly become a real problem for Facebook users. You never know what might happen if you just click a link…
Identity theft restoration programs are among the high-end of identity protection when it comes to price, but victims who have a restoration program almost always say it was well worth the investment.
For medical identity theft, HIPAA is the principle law geared to protect consumers. This law is focused on your health information, who has access to it, and how it can be used.
An update on how the Global Payment Systems data breach has evolved in the first 2 months.
Identity theft is a common crime that affects everyone. Learn how to protect yourself from mortgage scams, mail fraud, credit fraud, and other identity crimes.
The Medical Information Bureau (MIB) is often cited as a potential threat of medical identity theft, but this is not precisely accurate.
Spoofing is a broad-ranging term that essentially means to pretend to be something or someone that you're not. It is, however, much more complicated.
A fraud alert is used to alert potential lenders that your identity may have been compromised by identity theft.
Federal Trade Commission, FTC, reporting identity theft, Fraud Affidavit
Privacy Expert Shirley Inscoe suggests banks pay more attention to keeping customers in the loop when it comes to financial fraud.
Social security identity theft often shows up around this time of year, in the form of tax fraud. IRS Form 8821 could provide you an early warning in the event someone is trying to file for your tax return.
Vishing uses social engineering and phishing techniques to steal people's identities using Voice over Internet Protocol (VoIP) phone lines.
You don't have to do something wrong to run afoul of the legal system. The Identity Theft Resource Center reported 56% of the identity theft victims they talked with reported the impostor used their information when they were arrested, booked, or arraigned. One third said there were criminal convictions in their name as a result of this, while still more found warrants in their name.
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Sometimes thinking you know something you don’t can have a big impact on your life. This is usually the case when it comes to identity theft, because there has been a lot of misinformation circulated over the past several years.
You're told all the time to protect your personal information, but do you know what to protect? What information is it that identity thieves are after? And is some information more valuable than others? Find out what personal information thieves want most in this article.
Statistics the past few years say that the chances of being a victim of identity theft are rapidly on the rise. It’s just as important to know what to do when if happens to you as it is to know how to prevent identity theft, or at least reduce your risk of being a victim.
Money is the least of your worries if you've had a medical identity theft. Getting the wrong alergies or blood-type in your medical record can yield deadly results. Information shared through the Medical Information Bureau (MIB) means once your medical information is digital, anyone can get it, and (worse) it can get the wrong information into the hands of your doctor. And fixing medical identity theft is never easy.
Your mailbox is one of the riskiest places for your identity. These tips help you to protect your mail from the thieves that would use it to steal your identity. Page 2.
IRS, reporting identity theft, Form 14039, tax returns, filing taxes, report identity theft to IRS
Mortgage fraud is often one of the results of identity theft. Learn how to protect yourself from mortgage fraud and prevent criminals from stealing your home right out from under you.
Businesses scan, print, copy, and fax information all the time. Who would have suspected that the office printer they use is really an identity thief's Trojan horse?
The FBI has sent an official warning to mobile users: beware of Loozfon and FinFisher cellphone viruses.
Glossary: Identity Theft Monitoring Service
The Internal Revenue Service now has a toll-free hotline for identity theft victims.
The US Supreme Courts decision in a recent case involving GPS may have ruled in favor of the defendant, but published opinion gives broad license to law enforcement when it comes to your cell phone.
If you are an identity theft victim, you will end up talking with someone in the FTC. But they do more than collect information – they help consumers fight back against identity theft.
Email spoofing is a technique that hackers use to send fraudulent emails and is often used as a tool to collect information need for identity theft activities.
Victims of identity theft seldom use an attorney, but in many situations, you'll need a lawyer to nafigate the red tape and minefields.
The Red Flags Rule is an addition to FACTA that applies to companies which use credit reports, give information to credit reporting agencies, or accept payments from customers. This law requires companies to watch out for your identity, and to tell you if they see something wrong.
Indiana's Attorney General has set up an identity theft response site specifically designed to help victims quickly respond when the worst happens to them.
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Identity theft protection programs can help immensely in an identity theft situation, but there are some important things you will want to know before enrolling in one.
Identity theft has already touched the lives of 10% of the American population, and shows no signs of slowing. The high-tech markets are paying attention, and now offer several new solutions that may protect us through the 21st century.
Now that the cell phone companies are marketing 3G and 4G capable “smartphones” like the Droid, Blackberry and iPhone, identity thieves are targeting these more heavily.
When I read the headline that the IRS said they didn't need warrants to get my email, I thought it was from The Onion. Imagine my surprise when I realized it was actually from CNet...
License plate recognition (LPR) is back in the spotlight as EPIC releases documents detailing how law enforcement agencies collect and share their information.
The phenomenon of social networks took the business world by surprise. But people are social by nature, so it's natural for them to want to participate in a social network. It's also natural for identity thieves to go where the information is, and people may be unknowingly placing themselves at risk with the information they include on social networking profiles. Learn what personal information not to include on your social networking profile in this article.
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Unemployment rates keep rising. But identity thieves don't care if you're out of work. They'll take advantage of you anyway with employment scams designed to steal your personal information. Learn how to protect yourself from identity theft employment scams.
Eating out at a restaurant is not something we think of as risky behavior, but recent news about data breaches in restaurants like Penn Station and Five Guys forces us to look closer at those risks.
The latest generation of RFID tracking tags is so small it's called RFID Dust.
When you are considering an identity theft protection service, credit monitoring may be the most common component you find... and the least effective.
Although not an exhaustive list of agencies, this article will give identity theft victims a launchpad to getting help with identity theft.
If an identity thief manages to get his or her hands on your driver's license, chances are good you'll be in for a very rough ride.
We have trusted advisors to guide us through life’s complications, but what can we expect if it is one of our trusted advisors who commits identity theft?
Identity theft insurance is what many Americans have to protect themselves from identity theft. But they sometimes find that what their insurance agent tells them, and what they actually have are completely different things.
It's frightening to realize that your identity has been stolen. But the sooner you realize it, you can begin to repair the damages. Before you even start the repair process, however, you need to understand your rights as a consumer. This article explains them.
Thanks to Bob Sullivan (The Red Tape Chronicles) Equifax takes a prominent place in front of the controversies surrounding how personal information is being used by employers. And the year has just begun...
Covering CIPA regulation and general issues associated with implementation, to include legal challenges and cost to organizations.
Monitoring your credit is the easiest way to stay on top of your identity. It's easy enough to get your free credit report, but there are many companies that try to trick you into enrolling in a credit monitoring program by saying they will give you one.
Identity theft resolution programs offer a good deal more help (and value) than basic credit monitoring.
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One-Ring scam, $9.84 scam, Brian Krebs
Geared to stop companies from putting children at risk of identity theft, COPPA is the FTC's regulation for what a business must do to collect a child's personal information online.
Identity Shift, by Allison Cerra and Christina James, takes a deeper look into how self-perception and personal identity are being increasingly impacted by technology.
Identity theft happens to about 8 million people each year in the US. The best way to protect yourself is to know how identity theft happens. Learn what signs to look for and the best methods for preventing identity theft.
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Though inseparably connected with medical identity theft, insurance identity theft presents specific issues that need to be addressed.
Small businesses often believe they're too small to interest identity thieves, but they're wrong. Identity thieves have an intense interest in small businesses as Jennifer and Rick learned when their small business identity was stolen by a check forgery ring dealing in gray market goods.
The Identity Theft Enforcement and Restitution Act can help consumers recoup the costs associated with having their identity stolen. Currently, this act is still pending approval of the President.
Illegal immigration has a dramatic impact in the realm of social security identity theft, and this problem is all but ignored in political arenas.
The practice of deceiving someone, either in person, over the phone, or using a computer, with the express intent of breaching some level of security either personal or professional.
SouthWest Airlines will probably survive their FACTA-based lawsuit settlement, but that wouldn't be the case for someone running a small business model.
The debate heats up about the controversial practice of potential employers violating the privacy of job applicants by demanding their Facebook password.
There is far more to consider than your credit rating when you are looking to protect your identity. Specialty consumer reports have become a common tool used by credit lenders, and therefore have become subject to the FCRA - meaning you can look at these reports, dispute information in them, and even make statements in them... free.
Glossary: Identity Theft Restoration Program
When identity theft strikes, it's not uncommon for the identity thief to get credit in the victim's name. It can be a slow process cleaning up the mess, often taking years. Find out what you can do, and how to start fixing the problem today.
Product Review: TrustedID. Identity Theft.
Although at first the idea of an identity theft reimbursement program sounds good, but before you enroll in one, be sure you know what it does (and does not) cover.
Employers report when medical identity theft hits an employee, the bottom line reveals a hidden cost to the company.
A closer look at judgments handed down in two major cases, (Experi-Metal v. Comerica and Patco v. Ocean Bank) points to a vast difference between the Red Flags Rule, (a regulation that supposedly force banks to protect your money,) and the interpretation of those laws by our courts. Either way, consumers pay the price.
Identity theft relies on your personal information. How your personal information is handled, though, is a matter of law and how you protect your privacy.
The National Foundation for Credit Counseling (NFCC) is having their 4th annual National Protect Your Identity Week from October 16th through the 22nd. In the spirit of consumer education program, your Guide is pleased to present this short series of articles designed to bring you up to speed quickly on the state of identity theft today.
You may think your cell phone conversations are private, but the US Justice Department is arguing quite the opposite. And while the debate is raging, law enforcement officers are using a device called a StingRay to intercept phone calls... just in case.
The Identity Theft and Assumption Deterrence Act (ITADA or ITAD Act) was the first of many Federal laws targeting identity thieves.
Filing tax returns electronically (“e-filing”) can get your tax refund back to you in a matter of a couple of weeks. But there are some things you will want to know before you e-file your taxes.
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REAL ID, the latest innovation to come to driver's license requirements, may help curb identity theft.
An exploration of the concept of VLAN security as it relates to segmenting network traffic by threat/risk level and the all too common practice today of virtualizing everything and labeling it as “secure”.
It’s easy enough to protect a video game from hackers, subscribers to World of Warcraft (WoW) use an authenticator to keep their account safe. Why isn’t this technology being used to protect our bank accounts?
Debate continues in American courts about whether or not the 4th amendment applies to GPS information. The short version is that law enforcement does not want to get a search warrant to track you.
Holiday time seems to be one of the busiest times of year - probably because we are traveling so much to see friends and family. Keep these 5 tips in mind when you are traveling to help protect yourself from identity theft.
Watching out for your own identity can be tough, but when you think about your risks where your kids are concerned, there are a couple of things that need to be considered: what information they have, and who has their information.
Social security identity theft can be far more difficult to fix than if you just have a credit card stolen, by dragging the government into the equation.
Identity thieves never take a break. They're always looking for the next opportunity and natural disasters, like hurricanes, tornadoes, and earthquakes offer lots of opportunity. Learn how to protect your identity in the wake of a natural disaster
Criminal Identity Theft: California's Identity Theft Registry may Help Police Cut Down on False Arrests
Technically speaking, a business can't be the victim of identity theft. But if you own a business, you should know that an identity theft that happens to you can close your doors for good.
The latest high-tech idea, the iWallet, combines Bluetooth technology and biometric identification to keep your personal information safe and sound.