Identity theft resolution programs can be generally helpful to you in the event of an identity theft, depending on what sort of identity theft may actually help with. The assistance they provide can vary widely, but they usually give you a "leg-up" in the recovery process, when you have been a victim of certain forms of identity theft.
Most identity theft resolution services are focused primarily on financial identity theft. This won't help you much if you're fighting legal problems, or have some sort of medical identity theft issue. You will want to know the types of identity theft so that you can ask about them specifically when you are shopping for an identity theft protection plan. And even if they don't cover everything, they will provide you some help along the way.
Some identity theft resolution programs will keep track of all the receipts for everything you spend recovering your identity. This comes in handy if you have an identity theft reimbursement program, because they will definitely want receipts. Resolution services will often keep tabs on where you are and the identity theft recovery process, and remind you of things you may have forgotten. They are extremely good at telling you what you should do next.
But rest assured, it will be you doing the work. A resolution service will probably send you a packet of information at your request, forms that you need to fill out. Otherwise, these will most likely be online. You may get a PDF, a step-by-step guide on what you need to do. Many of them that your Guide has seen include a checklist. Some even give few software to put on your computer to help you track your progress. Any of this may come from a download even. Something reserved for members only.
Having a convenient way to track your recovery process is handy, however it is not too difficult to get a step by step guide for free. A simple Google search turned up thousands of hits in just a few seconds.
Without a doubt, the best part of an identity theft resolution service is the friendly voice on the other end of the phone. No matter what type of identity theft you are dealing with, it can be extremely frustrating, confusing, and emotionally exhausting to try and fix. Having a reassuring voice to talk with provides a certain emotional need for us, and the many people who use identity theft resolution services agree that it has been a pleasant experience working with their agent.
These agents can range in experience and capability, and it may be important to you to find out what the qualification process is for the particular identity theft resolution service you're considering. Top end resolution services are often run by retired police officers and Federal agents, people who are familiar with the ins and outs of the various agencies that need to be dealt with. Some resolution programs even border on identity theft restoration programs by doing some of the work for you. If this is the case, they usually know how to get what they need to take care of your problem. They know the right laws to quote, they know the right people to talk to, and more often than not they don't get into that business unless they can make things happen.
On the other end of the spectrum, some identity theft resolution programs are proprietary programs that can last from a couple of days to a couple of months where their agents are trained in the various laws involved with recovering from identity theft. If this is the case, the help you're going to get may depend on how much experience the agent who is assigned to your case has under his or her belt. Generally speaking, seasoned agents get better results and they get them quicker.
Identity theft resolution services vary in price, and this is usually a reflection of how much training and experience their agents bring to the table. A good rule of thumb is the more they do, the more they cost.