If you have a television, then you've probably seen the free credit report videos. They're wildly popular, and I even know teenagers that use the jingles for their ring tones. I guess you could say it's something of a pop culture phenom.
Being a pop culture phenom doesn't make you right, though. And the thing about those free credit report commercials is that the services they're advertising aren't really free. You'll end up paying some monthly fee if you use those. The only truly free credit report comes from www.annualcreditreport.com.
In an effort to help spread the word, AnnualCreditReport.com has a new series of videos to help debunk those you are already seeing on tv. Let the video duel begin.
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